What does a Minneapolis factoring company charge?

Invoice factoring typically costs 1%–3.5% per 30 days, freight factoring 1.5%–4% per load, AR financing 0.75%–3% and PO financing 1.5%–6% per 30 days.

How fast can I get funded in Minneapolis?

Account setup takes 2–3 business days. After that, most Minneapolis clients are funded within 24 hours of submitting invoices.

Which Minneapolis businesses use factoring?

We see strong demand from healthcare, manufacturing, food & bev, distribution companies across the Minneapolis area.

Minneapolis, Minnesota

Factoring company in Minneapolis, MN

Same-day working capital for Minneapolis businesses — invoice factoring, freight factoring, AR and PO financing from a direct funder.

Quick answer

National Invoice Factoring serves Minneapolis, MN businesses with advances up to 95% (97% for freight), funding within 24 hours after setup and transparent fees. Call (929) 658-8087 or apply online.

Funding programs for Minneapolis businesses

Accounts Receivable Financing in Minneapolis

80%–95% of invoice value · 0.75%–3% per 30 days

Purchase Order Financing in Minneapolis

Up to 100% of supplier costs · 1.5%–6% per 30 days

Invoice Factoring in Minneapolis

Up to 95% upfront · 1%–3.5% per 30 days

Freight Factoring in Minneapolis

Up to 97% of the load · 1.5%–4% flat per load

Why Minneapolis companies choose a direct funder

Decisions in 24–72 hours, not weeks
No real-estate collateral or perfect credit required
Free credit checks on your customers and brokers
Every fee disclosed in writing before you sign
Dedicated account manager who knows your business

The Minneapolis business landscape

Minneapolis is home to roughly 400,000 people and sits in an economy driven by medical devices, food companies and distribution. Key industries we fund locally include healthcare services, manufacturing, food & beverage distribution, wholesale & distribution.

Serving all of greater Minneapolis and Minnesota.

(929) 658-8087

Frequently asked questions

Yes. National Invoice Factoring funds Minneapolis, MN businesses with a dedicated account manager by phone and online — no office visit needed, and funding is often same day.

Minnesota guides

AR Financing in Minnesota: 2026 Owner's Guide PO Financing in Minnesota: Funding Big Orders Choosing a Factoring Company in Minnesota Factoring & AR Financing in Minneapolis, MN

Ready to unlock your working capital?

Talk to a funding advisor today. Decisions in as little as 24 hours.