What does a Boston factoring company charge?

Invoice factoring typically costs 1%–3.5% per 30 days, freight factoring 1.5%–4% per load, AR financing 0.75%–3% and PO financing 1.5%–6% per 30 days.

How fast can I get funded in Boston?

Account setup takes 2–3 business days. After that, most Boston clients are funded within 24 hours of submitting invoices.

Which Boston businesses use factoring?

We see strong demand from tech & services, healthcare, staffing, manufacturing companies across the Boston area.

Boston, Massachusetts

Factoring company in Boston, MA

Same-day working capital for Boston businesses — invoice factoring, freight factoring, AR and PO financing from a direct funder.

Quick answer

National Invoice Factoring serves Boston, MA businesses with advances up to 95% (97% for freight), funding within 24 hours after setup and transparent fees. Call (929) 658-8087 or apply online.

Funding programs for Boston businesses

Accounts Receivable Financing in Boston

80%–95% of invoice value · 0.75%–3% per 30 days

Purchase Order Financing in Boston

Up to 100% of supplier costs · 1.5%–6% per 30 days

Invoice Factoring in Boston

Up to 95% upfront · 1%–3.5% per 30 days

Freight Factoring in Boston

Up to 97% of the load · 1.5%–4% flat per load

Why Boston companies choose a direct funder

Decisions in 24–72 hours, not weeks
No real-estate collateral or perfect credit required
Free credit checks on your customers and brokers
Every fee disclosed in writing before you sign
Dedicated account manager who knows your business

The Boston business landscape

Boston is home to roughly 646,000 people and sits in an economy driven by biotech, healthcare, higher-ed services and advanced manufacturing. Key industries we fund locally include b2b technology & services, healthcare services, staffing agencies, manufacturing.

Serving all of greater Boston and Massachusetts.

(929) 658-8087

Frequently asked questions

Yes. National Invoice Factoring funds Boston, MA businesses with a dedicated account manager by phone and online — no office visit needed, and funding is often same day.

Massachusetts guides

AR Financing in Massachusetts: 2026 Owner's Guide PO Financing in Massachusetts: Funding Big Orders Choosing a Factoring Company in Massachusetts Factoring & AR Financing in Boston, MA

Ready to unlock your working capital?

Talk to a funding advisor today. Decisions in as little as 24 hours.