What does a Philadelphia factoring company charge?

Invoice factoring typically costs 1%–3.5% per 30 days, freight factoring 1.5%–4% per load, AR financing 0.75%–3% and PO financing 1.5%–6% per 30 days.

How fast can I get funded in Philadelphia?

Account setup takes 2–3 business days. After that, most Philadelphia clients are funded within 24 hours of submitting invoices.

Which Philadelphia businesses use factoring?

We see strong demand from manufacturing, healthcare, trucking, distribution companies across the Philadelphia area.

Philadelphia, Pennsylvania

Factoring company in Philadelphia, PA

Same-day working capital for Philadelphia businesses — invoice factoring, freight factoring, AR and PO financing from a direct funder.

Quick answer

National Invoice Factoring serves Philadelphia, PA businesses with advances up to 95% (97% for freight), funding within 24 hours after setup and transparent fees. Call (929) 658-8087 or apply online.

Funding programs for Philadelphia businesses

Accounts Receivable Financing in Philadelphia

80%–95% of invoice value · 0.75%–3% per 30 days

Purchase Order Financing in Philadelphia

Up to 100% of supplier costs · 1.5%–6% per 30 days

Invoice Factoring in Philadelphia

Up to 95% upfront · 1%–3.5% per 30 days

Freight Factoring in Philadelphia

Up to 97% of the load · 1.5%–4% flat per load

Why Philadelphia companies choose a direct funder

Decisions in 24–72 hours, not weeks
No real-estate collateral or perfect credit required
Free credit checks on your customers and brokers
Every fee disclosed in writing before you sign
Dedicated account manager who knows your business

The Philadelphia business landscape

Philadelphia is home to roughly 1.6 million people and sits in an economy driven by industrial manufacturing, healthcare systems and I-81/I-78 logistics. Key industries we fund locally include manufacturing, healthcare services, trucking & freight, wholesale & distribution.

Serving all of greater Philadelphia and Pennsylvania.

(929) 658-8087

Frequently asked questions

Yes. National Invoice Factoring funds Philadelphia, PA businesses with a dedicated account manager by phone and online — no office visit needed, and funding is often same day.

Pennsylvania guides

AR Financing in Pennsylvania: 2026 Owner's Guide PO Financing in Pennsylvania: Funding Big Orders Choosing a Factoring Company in Pennsylvania Factoring & AR Financing in Philadelphia, PA

Ready to unlock your working capital?

Talk to a funding advisor today. Decisions in as little as 24 hours.