Privacy Policy
Last updated: October 2026
National Invoice Factoring ("NIF", "we", "us", "our") respects your privacy. This Privacy Policy explains what information we collect through nationalinvoicefactoring.com, how we use it, who we share it with, and the choices you have. By using this website or submitting an application, you agree to the practices described here.
1. Who we are
National Invoice Factoring is a commercial finance company that arranges accounts receivable financing, purchase order financing, invoice factoring and freight factoring for businesses in the United States. You can reach us at (929) 658-8087, [email protected], or 31350 Telegraph Road, Bingham Farms, MI 48025, United States.
2. Information we collect
a. Information you give us
- Contact details you submit through our quote, application or contact forms — such as your name, company name, email address, phone number, state and industry.
- Business information you choose to share — such as monthly receivables volume, invoice amounts, customer types or purchase order details.
- Records of our communications with you, including emails and phone calls about your inquiry or application.
b. Information collected automatically
Like most websites, we may collect standard technical data when you visit — IP address, browser type, device type, pages viewed, referring page and the date and time of your visit. We use this to keep the site secure, fix errors and understand which content is useful.
c. Cookies and similar technologies
See our Cookie Policy for details of the cookies and similar technologies this site may use and how to control them.
3. How we use your information
- To respond to your quote request, application or inquiry.
- To evaluate your eligibility and prepare financing proposals.
- To contact you by phone or email about your inquiry, application or funded facility.
- To operate, secure and improve this website.
- To comply with legal, regulatory, anti-fraud and "know your customer" obligations.
We do not sell your personal information, and we do not share it for cross-context behavioral advertising.
4. Who we share information with
We share personal information only with:
- Lending and funding partners — the funders, banks and capital partners we work with to structure and underwrite your facility.
- Service providers — companies that help us operate, such as email, phone, hosting and analytics providers, bound by contract to use your information only on our behalf.
- Professional advisers and authorities — where required by law, regulation, court order or to protect our rights, or in connection with a merger or acquisition.
5. Your privacy rights
a. United States state law rights
Depending on your state of residence (for example California, Colorado, Connecticut, Texas, Virginia or others with comparable laws), you may have the right to:
- Know what personal information we collect, use and disclose.
- Request a copy of the personal information we hold about you.
- Request correction of inaccurate personal information.
- Request deletion of your personal information, subject to legal retention requirements.
- Opt out of the sale or sharing of personal information (we do not sell or share it).
- Not be discriminated against for exercising these rights.
b. How to exercise your rights
Email us at [email protected] or call (929) 658-8087 with your request. We will verify your identity before acting on it — typically by confirming details of your inquiry or application — and respond within the time required by applicable law. You may also authorize an agent to submit a request on your behalf.
6. Data retention
We keep inquiry and application records for as long as needed to process them, service any funded relationship, and meet legal, tax and record-keeping requirements. When information is no longer needed, we securely delete or de-identify it.
7. Security
We use administrative, technical and physical safeguards designed to protect personal information, including encrypted transport (HTTPS) and access limited to personnel who need it. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Children's privacy
This website is intended for business users and is not directed to anyone under 18. We do not knowingly collect personal information from children.
9. Third-party links
Our site links to third-party websites and resources. We are not responsible for their privacy practices; please review their policies before providing them with information.
10. Changes to this policy
We may update this Privacy Policy from time to time. The "last updated" date at the top shows the current version, and material changes will be posted on this page.
11. Contact us
Questions about this Privacy Policy or your information: email [email protected], call (929) 658-8087, or write to National Invoice Factoring, 31350 Telegraph Road, Bingham Farms, MI 48025, United States.
See also our Terms of Use, Disclaimer and Cookie Policy.