San Jose, California
Factoring company in San Jose, CA
Same-day working capital for San Jose businesses — invoice factoring, freight factoring, AR and PO financing from a direct funder.
Quick answer
National Invoice Factoring serves San Jose, CA businesses with advances up to 95% (97% for freight), funding within 24 hours after setup and transparent fees. Call (929) 658-8087 or apply online.
Funding programs for San Jose businesses
Accounts Receivable Financing in San Jose
80%–95% of invoice value · 0.75%–3% per 30 days
Purchase Order Financing in San Jose
Up to 100% of supplier costs · 1.5%–6% per 30 days
Invoice Factoring in San Jose
Up to 95% upfront · 1%–3.5% per 30 days
Freight Factoring in San Jose
Up to 97% of the load · 1.5%–4% flat per load
Why San Jose companies choose a direct funder
- Decisions in 24–72 hours, not weeks
- No real-estate collateral or perfect credit required
- Free credit checks on your customers and brokers
- Every fee disclosed in writing before you sign
- Dedicated account manager who knows your business
The San Jose business landscape
San Jose is home to roughly 999,000 people and sits in an economy driven by the nation's largest economy, from LA ports and apparel to Silicon Valley tech and Central Valley agriculture. Key industries we fund locally include import & export, apparel & textiles, b2b technology & services, food & beverage distribution.
Serving all of greater San Jose and California.
(929) 658-8087Frequently asked questions
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Ready to unlock your working capital?
Talk to a funding advisor today. Decisions in as little as 24 hours.