National InvoiceFactoring

Blog

Supply Chain Finance vs. Factoring: What Suppliers Should Know

Buyer-led vs. supplier-led invoice financing.

Updated · 2 min read

Quick answer

Supply chain finance is buyer-led: a large customer's bank pays suppliers early. Factoring is supplier-led and works with any creditworthy customer. Small suppliers usually have more control with factoring.

Cash conversion planning at a business desk

Supply chain finance

Low cost, but only available if your buyer runs a program.

Factoring

Available for all your B2B customers on your timeline.

Using both

Join buyer programs where offered and factor the rest.

Get a funding quote in 24 hours

Talk to a National Invoice Factoring specialist at (929) 658-8087 or apply online — no obligation.

Apply now
National Invoice Factoring funding team

Written and reviewed by the National Invoice Factoring funding team — specialists in receivables and trade finance since 2009.

Related articles

Ready to unlock your working capital?

Talk to a funding advisor today. Decisions in as little as 24 hours.

(929) 658-8087
1,569 reviews
IRPR