Quick answer
The best invoice factoring company for you is the one with the lowest all-in cost for your invoice profile, flexible terms, fast funding and experience in your industry. Request written quotes from at least three factors and compare them on the same invoice.

The 10 questions
Advance rate, discount fee, fee structure (flat vs. tiered), contract length, minimums, termination fee, recourse, funding speed, customer communication style and industry experience.
Direct funder vs. broker
Direct funders make their own decisions and fund from their own capital.
Red flags
Vague fee lists, pressure to sign quickly, and unusually long auto-renewing terms.
Get a funding quote in 24 hours
Talk to a National Invoice Factoring specialist at (929) 658-8087 or apply online — no obligation.
Apply now
Written and reviewed by the National Invoice Factoring funding team — specialists in receivables and trade finance since 2009.
