Days sales outstanding (DSO) calculator
Calculate your DSO and see how much cash you'd free up by collecting faster.
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- Days sales outstanding
- 45.0 days
- Average daily sales
- $6,667
- Cash freed by cutting DSO 15 days
- $100,000
- Benchmark
- Healthy
Estimates only. Your actual terms are set in a written proposal — call (929) 658-8087 for a free quote.
How to read the result
DSO tells you how much cash your terms are holding
Days sales outstanding is the average time between invoicing and getting paid. Multiply your average daily credit sales by your DSO and you have the amount permanently tied up in receivables — money that is yours but unavailable.
Cutting DSO releases that cash once, permanently, with no financing cost attached. It is the cheapest working capital available to most businesses.
Fix the process before you finance the gap
A high DSO is not always a customer problem. Invoices sent late, sent to the wrong contact, or missing a purchase order number routinely add one to two weeks before the clock even starts at the customer's end.
If your DSO is well above your stated terms, the gap is usually process rather than payment behaviour — and that is worth fixing before paying anyone to bridge it.
Reference
The ranges behind these numbers
Your own quote depends on volume, customer credit and days-to-pay.
| Program | Advance | Typical cost |
|---|---|---|
| Accounts Receivable Financing | 80%–95% of invoice value | 0.75%–3% per 30 days |
| Purchase Order Financing | Up to 100% of supplier costs | 1.5%–6% per 30 days |
| Invoice Factoring | Up to 95% upfront | 1%–3.5% per 30 days |
| Freight Factoring | Up to 97% of the load | 1.5%–4% flat per load |
Frequently asked questions
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