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Gov Contracting Financing: Document Checklist

The exact documents government contractors companies need for factoring, AR financing or PO financing — and tips to get funded in days.

Updated · 2 min read

Quick answer

To get gov contracting financing approved quickly, prepare an AR aging report, sample invoices with proof of delivery, a customer list, formation documents, a voided check and owner ID. Most files close in 2–3 business days.

Key takeaways

  • Complete files fund faster.
  • Proof of delivery is critical.
  • Tax liens must be on a payment plan.
Team checking delivery evidence for a financed order

Core documents

AR aging report (under 30 days old), three to five sample invoices, proof of delivery or approved timesheets, a customer list with contacts, articles of organization, EIN letter, voided business check and a government ID for each owner.

Gov Contracting-specific documents

Depending on your business: contract mobilization, cleared-staff payroll records, customer contracts or master service agreements, and any existing lender payoff letters.

Common delays and how to avoid them

Existing UCC liens from another lender, unpaid payroll taxes without a payment plan, missing delivery proof and customers who won't verify invoices. Address these before applying.

Get a funding quote in 24 hours

Talk to a National Invoice Factoring specialist at (929) 658-8087 or apply online — no obligation.

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National Invoice Factoring funding team

Written and reviewed by the National Invoice Factoring funding team — specialists in receivables and trade finance since 2009.

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