Quick answer
PO financing is a strong fit for apparel & textiles: it pays suppliers up to 100% of costs so you can fill large confirmed orders, at roughly 1.5%–6% per 30 days.
Key takeaways
- PO financing funds suppliers, not payroll.
- Needs a confirmed order from a creditworthy buyer.
- Pairs naturally with AR financing after delivery.
Does PO financing fit apparel & textiles?
PO financing works when you buy finished goods or materials from a third-party supplier to fulfill a customer order. Apparel & Textiles uses include production deposits and letters of credit.
How the deal flows
Confirmed PO → we verify customer and supplier → we pay the supplier → goods ship → you invoice → AR financing covers the wait → customer pays and the deal closes.
Alternatives to consider
If most of your costs are labor, purchase order financing or an AR line is usually cheaper and simpler.
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Written and reviewed by the National Invoice Factoring funding team — specialists in receivables and trade finance since 2009.
