Quick answer
Startups can qualify for invoice factoring because approval relies on the credit of their customers, not the startup's history. Many funders work with companies under one year old.
Why factoring suits startups
No two-year history requirement, no hard collateral and approval in days.
What you'll need
Invoices to creditworthy B2B customers, formation documents and owner ID.
Growing out of factoring
As revenue builds, move to a lower-cost AR line or bank credit.
Get a funding quote in 24 hours
Talk to a National Invoice Factoring specialist at (929) 658-8087 or apply online — no obligation.
Apply now
Written and reviewed by the National Invoice Factoring funding team — specialists in receivables and trade finance since 2009.
