PO Financing for Little Creek businesses
Little Creek sits inside one of Norfolk's working commercial districts. An amphibious base district on Norfolk's bay shore where base support contractors, equipment suppliers and staffing firms serve military customers that process invoices through long approval chains. We fund companies there with purchase order financing, typically 5–10 business days for first deal.
Virginia's wider economy runs on federal contracting, data centers and the Port of Virginia, and Little Creek feeds into that supply chain. Approval here rests on your customers' credit rather than your own balance sheet, so younger companies in Norfolk qualify alongside established ones.
Everything is handled online and by phone — there's no branch to visit in Little Creek, and no requirement to pledge real estate. Facilities run from $25,000 to $25 million and grow as your invoicing grows.
How it works in Little Creek
- 1.Win the order. You receive a purchase order from a creditworthy commercial or government customer.
- 2.We pay your supplier. We issue payment or a letter of credit directly to your supplier for up to 100% of the cost.
- 3.Goods are delivered. Your supplier ships to your customer, and you invoice upon delivery.
- 4.Settle and keep the margin. Your customer pays, we deduct our fees, and you keep the profit.
Why Little Creek companies choose National Invoice Factoring
- Accept orders far larger than your cash on hand
- Up to 100% of supplier costs covered
- Domestic and overseas suppliers, including letters of credit
- Pairs seamlessly with AR financing on delivery
- Approval based on the transaction, not your balance sheet
- No equity dilution
Who qualifies
- You resell finished goods (no heavy in-house manufacturing)
- Confirmed, non-cancellable PO from a creditworthy customer
- Gross margin of roughly 15% or more on the deal
- Reliable supplier with a delivery track record
What Little Creek businesses need to apply
Applying takes about ten minutes. Most Little Creek companies already have everything on this list, and nothing here affects your personal credit score.
- The confirmed, non-cancellable purchase order from your customer
- Your supplier's quote or pro-forma invoice
- A cost breakdown showing your gross margin on the deal
- Articles of incorporation and your EIN
- Supplier references or a delivery track record
