National InvoiceFactoring
Purchase Order Financing in Old Fourth Ward business financing

Neighborhood · Atlanta, GA

Purchase Order Financing in Old Fourth Ward

Fund your suppliers and fulfill large orders without draining cash.

  • Serving Old Fourth Ward and all of Atlanta
  • Up to 100% of supplier costs advanced, 5–10 business days for first deal
  • Specialists in tech & services receivables
  • Approval based on your customers' credit
Advance
Up to 100% of supplier costs
Cost
1.5%–6% per 30 days
Funding
5–10 business days for first deal

Get a free funding quote

No obligation. No impact on your credit.

PO Financing for Old Fourth Ward businesses

Old Fourth Ward sits inside one of Atlanta's working commercial districts. A redeveloped district east of downtown Atlanta along the Beltline with offices, workshops and food businesses whose commercial and wholesale customers settle invoices weeks after delivery. We fund companies there with purchase order financing, typically 5–10 business days for first deal.

B2B Technology & Services is among the sectors most active here, and it is a textbook case for PO financing: customers pay in 30–60 days from enterprise clients, while wages and suppliers do not wait. AR financing advances on enterprise invoices so growth isn't capped by client payment cycles.

We work across Atlanta and the rest of Georgia, so a facility set up for your Old Fourth Ward operation covers additional locations without a new application.

How it works in Old Fourth Ward

  1. 1.Win the order. You receive a purchase order from a creditworthy commercial or government customer.
  2. 2.We pay your supplier. We issue payment or a letter of credit directly to your supplier for up to 100% of the cost.
  3. 3.Goods are delivered. Your supplier ships to your customer, and you invoice upon delivery.
  4. 4.Settle and keep the margin. Your customer pays, we deduct our fees, and you keep the profit.

Why Old Fourth Ward companies choose National Invoice Factoring

  • Accept orders far larger than your cash on hand
  • Up to 100% of supplier costs covered
  • Domestic and overseas suppliers, including letters of credit
  • Pairs seamlessly with AR financing on delivery
  • Approval based on the transaction, not your balance sheet
  • No equity dilution

Who qualifies

  • You resell finished goods (no heavy in-house manufacturing)
  • Confirmed, non-cancellable PO from a creditworthy customer
  • Gross margin of roughly 15% or more on the deal
  • Reliable supplier with a delivery track record

What Old Fourth Ward businesses need to apply

Applying takes about ten minutes. Most Old Fourth Ward companies already have everything on this list, and nothing here affects your personal credit score.

  • The confirmed, non-cancellable purchase order from your customer
  • Your supplier's quote or pro-forma invoice
  • A cost breakdown showing your gross margin on the deal
  • Articles of incorporation and your EIN
  • Supplier references or a delivery track record

Old Fourth Ward sectors

Industries we fund in Old Fourth Ward

These are the sectors most active in this neighborhood, and the ones whose customers pay on the longest terms.

B2B Technology & Services invoice financing

B2B Technology & Services

Paid in 30–60 days from enterprise clients

Enterprise clients impose net-60 terms on IT services, MSPs and consultancies that pay engineers every two weeks.

AR financing advances on enterprise invoices so growth isn't capped by client payment cycles.

  • Engineer payroll
  • Hardware resale
  • Project ramp-up
Tech & Services financing
Food & Beverage Distribution invoice financing

Food & Beverage Distribution

Paid in 21–45 days from grocers and foodservice

Perishable goods move fast but grocers and foodservice buyers still pay on terms, creating constant cash pressure.

Food factoring advances on grocery and foodservice invoices; PO financing can fund large seasonal buys.

  • Produce & protein purchases
  • Cold-chain logistics
  • Grocery chain orders
Food & Bev financing
Construction & Contractors invoice financing

Construction & Contractors

Paid in 45–90 days, often with retainage

Progress billing, retainage and pay-when-paid clauses leave subcontractors carrying labor and materials for months.

Construction factoring advances against approved progress billings so you can staff and supply the next phase.

  • Materials
  • Crew payroll
  • Bonding capacity
Construction financing

Worked example

What PO financing costs in Old Fourth Ward

A $200,000 customer order with $150,000 in supplier cost, financed at 3% per 30 days and completed in 60 days.

Illustrative figures. Your advance rate and fee are confirmed in a written term sheet before you sign anything.

Customer order$200,000
Supplier cost funded$150,000
Your gross margin$50,000
Financing cost over 60 days$9,000
Net margin to you$41,000

You keep $41,000 on an order you could not otherwise have accepted.

Compare your options

PO Financing or AR Financing for your Old Fourth Ward business?

Both turn future customer payments into cash today. They differ in when they apply, what they fund and what they cost.

PO FinancingAR Financing
AdvanceUp to 100% of supplier costs80%–95% of invoice value
Typical cost1.5%–6% per 30 days0.75%–3% per 30 days
Funding speed5–10 business days for first deal24–48 hours after approval
Best forDistributors, wholesalers, importers and resellers with confirmed POsB2B companies with creditworthy customers on 30–90 day terms
Read the full comparison
MSP funds engineer payroll on enterprise net-60 terms

Tech & Services scenario

MSP funds engineer payroll on enterprise net-60 terms

Challenge
Enterprise clients imposed net-60 while engineers were paid every two weeks.
Solution
AR financing advanced against approved enterprise invoices.
Outcome
Hired four engineers and took on a larger managed-services contract.

Illustrative example based on a typical client situation, not a specific named client.

See the program

How it works

From application to funding in three steps

Apply in 10 minutes
01

Apply in 10 minutes

Share basic company info and a recent AR aging or purchase order.

Approval in 24–72 hours
02

Approval in 24–72 hours

We verify your customers and send a clear term sheet — every fee disclosed.

Funded by wire or ACH
03

Funded by wire or ACH

Receive your advance, typically within 24 hours of submitting invoices.

Atlanta districts

PO Financing in other Atlanta districts

We cover every commercial district in Atlanta. Pick the one closest to your operation.

Business district

Atlantic Station

A mixed office and retail development on a former steel mill site in Atlanta, where facility contractors, staffing agencies and suppliers bill corporate tenants and property managers on net terms.

Business district

Buckhead

An office and retail district in north Atlanta with financial, legal and professional tenants, where service vendors, staffing firms and building contractors invoice corporate occupiers on monthly cycles.

Neighborhood

Castleberry Hill

A converted warehouse neighborhood southwest of downtown Atlanta with studios, production spaces and small businesses whose corporate and agency clients approve invoices over the following weeks.

Industrial district

Chattahoochee Industrial District

A rail-served industrial belt in northwest Atlanta along Chattahoochee Avenue and Marietta Boulevard, with warehouses, fabricators and distributors that invoice wholesale and industrial buyers on extended terms.

Industrial district

Conley

An unincorporated warehouse district southeast of the city beside the rail intermodal yards, where distributors, drayage carriers and packagers invoice shippers on standard commercial terms.

Business district

Downtown Atlanta

Atlanta's central business district of corporate offices, state and federal agencies and convention facilities, where staffing, security and janitorial contractors bill large institutions on extended payment terms.

Industrial district

Fulton Industrial Boulevard

A warehousing and freight corridor on Atlanta's west side served by the interstate ring, where distribution centers, carriers and third-party logistics firms bill shippers on thirty- to sixty-day terms.

Port & logistics district

Hartsfield-Jackson Airport Area

The cargo, hotel and logistics area surrounding Atlanta's international airport, where freight forwarders, ground handlers and service contractors invoice airlines and shippers long after cargo moves.

Business district

Midtown

A dense office and research district north of downtown Atlanta anchored by a technology university, where IT consultancies, staffing agencies and contractors bill enterprise clients on net-sixty terms.

Commercial corridor

West Midtown

A former industrial area northwest of downtown Atlanta converted to studios, showrooms, offices and food businesses whose wholesale and commercial customers buy on credit and pay later.

Atlanta metro

Towns and suburbs we fund around Atlanta

We serve the whole Atlanta metro, not just the city limits — including the towns below.

Suburb

Austell

A Cobb County city along the rail corridor west of Atlanta where distribution centers, fabricators and carriers serve regional shippers and wait out their payment approval cycles.

Suburb

Avondale Estates

A small city east of Decatur where design firms, specialty contractors and small manufacturers bill commercial and institutional clients on invoices approved well after completion.

Suburb

Chamblee

A DeKalb County city along Buford Highway where importers, food distributors and light manufacturers supply wholesale buyers across the Southeast and invoice them on extended terms.

Suburb

Clarkston

A small DeKalb city with a broad resettled population, where staffing agencies, janitorial contractors and food distributors supply employers across the eastern suburbs on monthly terms.

Suburb

College Park

A city at the edge of the airport where air-cargo handlers, freight forwarders and hospitality contractors bill shippers and operators on cycles that run past each shipment.

Suburb

Decatur

A DeKalb County seat east of the city where professional services, IT staffing agencies and specialty contractors serve government and institutional clients that pay on slow cycles.

Suburb

Doraville

A DeKalb County city built around a former assembly plant and rail yard, where distributors, production-services firms and contractors bill corporate customers long after each delivery.

Suburb

East Point

A city south of Atlanta along the rail and airport corridor where warehouse operators, carriers and light manufacturers ship for regional buyers and invoice them on terms.

Suburb

Ellenwood

An unincorporated community southeast of the city where distribution centers, drayage carriers and contractors serve the Interstate 675 warehouse belt and invoice shippers on terms.

Suburb

Forest Park

A Clayton County city around the state farmers market and the army depot, where produce distributors, freight operators and federal contractors bill buyers and agencies on long cycles.

Suburb

Hapeville

A small city beside the airport and a vehicle assembly site, where parts suppliers, logistics operators and service contractors invoice manufacturers and airlines on negotiated terms.

Suburb

Lithia Springs

A Douglas County community west of the city along Interstate 20 where warehouse operators, carriers and building suppliers bill regional shippers and contractors on standard terms.

Suburb

Mableton

A Cobb County community southwest of the city where building contractors, distributors and industrial service firms bill commercial customers across the western suburbs on monthly terms.

Suburb

Norcross

A Gwinnett County city along the Interstate 85 corridor northeast of Atlanta where technology firms, electronics distributors and contract manufacturers bill national accounts on long approval cycles.

Suburb

Panthersville

An unincorporated DeKalb County community south of Decatur where trade contractors, janitorial crews and small distributors serve institutional employers on recurring monthly invoicing rather than at service.

Suburb

Scottdale

An unincorporated DeKalb community near a former mill site where fabricators, building suppliers and trade contractors serve the eastern suburbs and wait out commercial payment cycles.

Suburb

Stone Mountain

A DeKalb city east of Atlanta where trade contractors, distributors and staffing firms serve the Memorial Drive corridor employers and bill them on standard monthly terms.

Suburb

Tucker

A DeKalb County city with large industrial parks off Interstate 285 where distributors, fabricators and staffing agencies serve regional buyers on net-thirty invoicing cycles rather than at delivery.

Suburb

Vinings

An unincorporated Cobb County community along the Chattahoochee where professional services, IT staffing agencies and specialty contractors bill corporate tenants on net-thirty and considerably longer terms.

Free calculator

PO Financing Profit Calculator

See whether a purchase order is still profitable after PO financing costs.

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Georgia guide

Factoring & AR Financing in Atlanta, GA

How Atlanta businesses use invoice factoring, AR financing and PO financing to get paid faster — local industries, costs and how to apply.

Read the guide

PO Financing in Old Fourth Ward: FAQs

Yes. Old Fourth Ward falls inside our Atlanta, GA service area, and we fund companies anywhere in Georgia. The application, verification and funding all happen online and by phone.

Other programs

Other ways to fund an Old Fourth Ward business

Every program below covers Old Fourth Ward too — they differ in when they apply and what they fund.

Accounts Receivable Financing in Old Fourth Ward

Turn unpaid invoices into working capital in as little as 24 hours.

Advance
80%–95% of invoice value
Cost
0.75%–3% per 30 days
Funding
24–48 hours after approval
Explore AR Financing

Invoice Factoring in Old Fourth Ward

Sell your invoices, get paid today, and let us handle collections.

Advance
Up to 95% upfront
Cost
1%–3.5% per 30 days
Funding
Same day to 24 hours
Explore Invoice Factoring

Freight Factoring in Old Fourth Ward

Get paid for every delivered load today — not in 30 to 60 days.

Advance
Up to 97% of the load
Cost
1.5%–4% flat per load
Funding
Same day after delivery
Explore Freight Factoring

PO Financing across Georgia

PO Financing in AtlantaPO Financing in GeorgiaValdosta, GASmyrna, GABrookhaven, GADunwoody, GAPeachtree Corners, GAColumbus, GAAugusta-Richmond County, GASavannah, GAAthens-Clarke County, GASandy Springs, GARoswell, GAMacon, GA

Get funded in Old Fourth Ward this week

Talk to a funding advisor today. Decisions in as little as 24 hours.

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