Fast purchase order financing for San Francisco businesses
San Francisco businesses that sell on terms don't have to wait 30, 60 or 90 days to get paid. National Invoice Factoring provides purchase order financing to companies across San Francisco, CA, advancing up to 100% of supplier costs so you can cover payroll, buy inventory and take on bigger customers.
Because approval is driven by your customers' credit, San Francisco startups and companies rebuilding credit can qualify just as readily as established firms.
How it works in San Francisco
- 1.Win the order. You receive a purchase order from a creditworthy commercial or government customer.
- 2.We pay your supplier. We issue payment or a letter of credit directly to your supplier for up to 100% of the cost.
- 3.Goods are delivered. Your supplier ships to your customer, and you invoice upon delivery.
- 4.Settle and keep the margin. Your customer pays, we deduct our fees, and you keep the profit.
Why San Francisco companies choose National Invoice Factoring
- Accept orders far larger than your cash on hand
- Up to 100% of supplier costs covered
- Domestic and overseas suppliers, including letters of credit
- Pairs seamlessly with AR financing on delivery
- Approval based on the transaction, not your balance sheet
- No equity dilution
Who qualifies in San Francisco
- You resell finished goods (no heavy in-house manufacturing)
- Confirmed, non-cancellable PO from a creditworthy customer
- Gross margin of roughly 15% or more on the deal
- Reliable supplier with a delivery track record
What San Francisco businesses need to apply
Applying takes about ten minutes. Most San Francisco companies already have everything on this list, and nothing here affects your personal credit score.
- The confirmed, non-cancellable purchase order from your customer
- Your supplier's quote or pro-forma invoice
- A cost breakdown showing your gross margin on the deal
- Articles of incorporation and your EIN
- Supplier references or a delivery track record
