How quickly can a University Research Park business be funded?

Most Irvine applicants are approved in 2–3 business days. Once your account is live, invoices are funded 5–10 business days for first deal.

What does purchase order financing cost in University Research Park?

Typically 1.5%–6% per 30 days, with up to 100% of supplier costs advanced. Location doesn't change pricing — your rate is set by monthly volume, your customers' credit and how quickly they pay.

Which University Research Park businesses use PO financing most?

Around University Research Park we see the most demand from tech & services, healthcare, it staffing companies, plus professional services firms and B2B suppliers billing on net-30 to net-90 terms.

Do I need an office in University Research Park to qualify?

No. What matters is that your business is US-registered and invoices creditworthy commercial or government customers. Home-based and mobile operators across Irvine qualify on the same basis.

Can I finance invoices to customers outside California?

Yes. Your customers can be anywhere in the United States — several of our California clients invoice nationally. We assess each customer's credit, not their location.

Suburban business park · Irvine, CA

Purchase Order Financing in University Research Park

Fund your suppliers and fulfill large orders without draining cash.

Serving University Research Park and all of Irvine
Up to 100% of supplier costs advanced, 5–10 business days for first deal
Specialists in tech & services receivables
Approval based on your customers' credit

Advance: Up to 100% of supplier costs
Cost: 1.5%–6% per 30 days
Funding: 5–10 business days for first deal

PO Financing for University Research Park businesses

University Research Park sits inside one of Irvine's working commercial districts. A research and office park adjacent to the university campus with life-science, clinical and technology tenants that sell into health systems, universities and large companies paying on institutional billing cycles. We fund companies there with purchase order financing, typically 5–10 business days for first deal.

B2B Technology & Services is among the sectors most active here, and it is a textbook case for PO financing: customers pay in 30–60 days from enterprise clients, while wages and suppliers do not wait. AR financing advances on enterprise invoices so growth isn't capped by client payment cycles.

We work across Irvine and the rest of California, so a facility set up for your University Research Park operation covers additional locations without a new application.

How it works in University Research Park

1.Win the order. You receive a purchase order from a creditworthy commercial or government customer.
2.We pay your supplier. We issue payment or a letter of credit directly to your supplier for up to 100% of the cost.
3.Goods are delivered. Your supplier ships to your customer, and you invoice upon delivery.
4.Settle and keep the margin. Your customer pays, we deduct our fees, and you keep the profit.

Why University Research Park companies choose National Invoice Factoring

Accept orders far larger than your cash on hand
Up to 100% of supplier costs covered
Domestic and overseas suppliers, including letters of credit
Pairs seamlessly with AR financing on delivery
Approval based on the transaction, not your balance sheet
No equity dilution

Who qualifies

You resell finished goods (no heavy in-house manufacturing)
Confirmed, non-cancellable PO from a creditworthy customer
Gross margin of roughly 15% or more on the deal
Reliable supplier with a delivery track record

What University Research Park businesses need to apply

Applying takes about ten minutes. Most University Research Park companies already have everything on this list, and nothing here affects your personal credit score.

The confirmed, non-cancellable purchase order from your customer
Your supplier's quote or pro-forma invoice
A cost breakdown showing your gross margin on the deal
Articles of incorporation and your EIN
Supplier references or a delivery track record

University Research Park at a glance

District	University Research Park
Type	Suburban business park
City	Irvine, CA
Service	Purchase Order Financing
Advance	Up to 100% of supplier costs
Funding	5–10 business days for first deal

Around University Research Park

University of California, Irvine
Campus Drive
California Avenue

Talk to a funding advisor

Find out what you qualify for in University Research Park

A short conversation is enough to size a facility. No obligation, and no impact on your credit.

(929) 658-8087

Mon–Fri 8am–7pm ET

University Research Park sectors

Industries we fund in University Research Park

These are the sectors most active in this suburban business park, and the ones whose customers pay on the longest terms.

B2B Technology & Services

Paid in 30–60 days from enterprise clients

Enterprise clients impose net-60 terms on IT services, MSPs and consultancies that pay engineers every two weeks.

AR financing advances on enterprise invoices so growth isn't capped by client payment cycles.

Engineer payroll
Hardware resale
Project ramp-up

Tech & Services financing

Healthcare Services

Paid in 30–90 days from facilities and payers

Medical staffing, labs and suppliers bill facilities that pay slowly, while staff and supplies can't wait.

Healthcare receivables financing advances against facility and B2B invoices to keep operations steady.

Clinical staffing payroll
Medical supplies
New facility contracts

Healthcare financing

IT Staffing & Consulting

Paid in 45–90 days from enterprise clients

Contract developers and consultants bill hourly, but enterprise clients and MSPs run net-60 to net-90 payment cycles.

IT staffing funding advances against approved timesheets so you can pay W-2 and 1099 consultants on time.

Consultant payroll
Recruiter commissions
Background checks

IT Staffing financing

Worked example

What PO financing costs in University Research Park

A $200,000 customer order with $150,000 in supplier cost, financed at 3% per 30 days and completed in 60 days.

Illustrative figures. Your advance rate and fee are confirmed in a written term sheet before you sign anything.

Customer order	$200,000
Supplier cost funded	$150,000
Your gross margin	$50,000
Financing cost over 60 days	$9,000
Net margin to you	$41,000

You keep $41,000 on an order you could not otherwise have accepted.

Compare your options

PO Financing or AR Financing for your University Research Park business?

Both turn future customer payments into cash today. They differ in when they apply, what they fund and what they cost.

	PO Financing	AR Financing
Advance	Up to 100% of supplier costs	80%–95% of invoice value
Typical cost	1.5%–6% per 30 days	0.75%–3% per 30 days
Funding speed	5–10 business days for first deal	24–48 hours after approval
Best for	Distributors, wholesalers, importers and resellers with confirmed POs	B2B companies with creditworthy customers on 30–90 day terms

Read the full comparison

Tech & Services scenario

MSP funds engineer payroll on enterprise net-60 terms

Challenge: Enterprise clients imposed net-60 while engineers were paid every two weeks.
Solution: AR financing advanced against approved enterprise invoices.
Outcome: Hired four engineers and took on a larger managed-services contract.

Illustrative example based on a typical client situation, not a specific named client.

See the program

How it works

From application to funding in three steps

Apply in 10 minutes

Share basic company info and a recent AR aging or purchase order.

Approval in 24–72 hours

We verify your customers and send a clear term sheet — every fee disclosed.

Funded by wire or ACH

Receive your advance, typically within 24 hours of submitting invoices.

Irvine districts

PO Financing in other Irvine districts

We cover every commercial district in Irvine. Pick the one closest to your operation.

Commercial corridor

Barranca Parkway Corridor

A spine of low-rise industrial, flex and R&D buildings running across central Irvine, occupied by electronics assemblers, distributors and service firms that ship to corporate buyers before invoices come due.

Neighborhood

Columbus Grove

A district on Irvine's northwest edge beside the former airbase where contractors, suppliers and logistics tenants serve redevelopment projects and bill developers and shippers on net terms.

Neighborhood

Cypress Village

A planned village in north Irvine near the business parks where service contractors, suppliers and staffing firms serve office and laboratory tenants paying on corporate invoice cycles.

Neighborhood

El Camino Real

An early Irvine village beside the airport district where light assembly shops, suppliers and technical staffing firms serve aerospace and electronics tenants that pay on extended contract terms.

Neighborhood

Great Park Neighborhoods

A master-planned district on the former air station site where continuous residential, civic and commercial construction keeps subcontractors and material suppliers carrying progress billings and retainage for months.

Business district

Irvine Business Complex

A dense office, R&D and flex district beside John Wayne Airport holding technology, financial and professional service firms, where consultancies and staffing vendors bill corporate clients running net-sixty approval cycles.

Business district

Irvine Spectrum

A large office and research district at the junction of two freeways in south Irvine, home to software, semiconductor and medical-device firms whose vendors and contract staff wait on enterprise payment terms.

Neighborhood

Lower Peters Canyon

A northern Irvine village near the canyon where trade contractors, equipment services and small technology firms serve surrounding business parks, invoicing corporate customers on standard terms.

Neighborhood

Northpark

A gated village on Irvine's northern edge where property services, specialty contractors and professional firms bill associations, corporate tenants and institutional clients on monthly invoice cycles.

Neighborhood

Northwood

A north Irvine village near the former airbase lands where trade contractors, distributors and technical service firms serve the business parks and bill corporate accounts on net terms.

Neighborhood

Oak Creek

A village near the spectrum district where technology services, logistics tenants and contract staffing firms support corporate campuses, invoicing enterprise customers that settle on quarterly budget cycles.

Neighborhood

Orchard Hills

A village in Irvine's northern foothills amid remaining groves where builders, grading contractors and agricultural services operate, invoicing developers and packers on terms following completion.

Neighborhood

Portola Springs

A newer village in Irvine's northern hills where homebuilders, landscape contractors and specialty trades work continuing construction and wait on developer draws rather than immediate payment.

Neighborhood

Quail Hill

A hillside village beside the freeway interchange with offices and medical suites where practices, consultancies and facility contractors bill insurers and corporate tenants on monthly terms.

Neighborhood

Rancho San Joaquin

An older village between the campus and the business complex where consulting firms, medical offices and service contractors invoice institutional clients that reimburse on extended schedules.

Neighborhood

Stonegate

A residential village in northern Irvine where building trades, landscaping outfits and property service firms work ongoing development and bill builders and associations on scheduled terms.

Neighborhood

Turtle Ridge

A hillside village above the freeway where professional practices, consultancies and specialty contractors serve corporate and medical clients whose payment moves through lengthy approval chains.

Neighborhood

Turtle Rock

A hillside village beside the university where consulting practices, research services and specialty contractors work with academic and corporate clients whose procurement offices settle invoices over weeks.

Neighborhood

University Park

One of Irvine's original villages near the campus where professional services, laboratory suppliers and staffing firms invoice universities and research tenants through long institutional payment cycles.

Neighborhood

Westpark

A dense village in western Irvine near the business complex where import agents, small distributors and service contractors bill retailers and corporate buyers on standard trade terms.

Neighborhood

Woodbridge

A central Irvine village of offices and service suites where staffing agencies, consultancies and property contractors serve nearby corporate campuses, invoicing enterprise clients that pay on long approval cycles.

Neighborhood

Woodbury

A north Irvine village with neighborhood commercial centers where service contractors, small distributors and staffing offices bill property managers and corporate accounts on recurring monthly terms.

Irvine metro

Towns and suburbs we fund around Irvine

We serve the whole Irvine metro, not just the city limits — including the towns below.

Suburb

Coto de Caza

A gated canyon community southeast of Irvine where custom builders, landscape contractors and property services work estate projects and bill owners and associations on staged payment terms.

Suburb

Ladera Ranch

A planned community southeast of Irvine where contractors, landscape firms and professional service businesses work continuing development, invoicing builders and associations against completed project phases.

Suburb

Laguna Hills

A city south of Irvine with medical offices and business suites where clinical practices, staffing agencies and support contractors invoice insurers and health systems on long reimbursement cycles.

Suburb

Laguna Woods

A city south of Irvine built around a large retirement community where home health agencies, maintenance contractors and medical staffing firms bill insurers and managers on monthly terms.

Suburb

Las Flores

A hillside community southeast of Irvine where trade contractors, maintenance firms and small professional practices serve surrounding residential districts, invoicing associations and corporate clients monthly.

Suburb

North Tustin

An unincorporated foothill community north of Irvine where professional practices, specialty contractors and small distributors serve the county's business districts, billing corporate clients on extended terms.

Suburb

Trabuco Canyon

A canyon community east of Irvine where grading contractors, equipment operators and utility crews work hillside projects and fire mitigation work, billing agencies and developers after inspection.

Suburb

Villa Park

A small city northwest of Irvine among the former groves where professional firms, specialty contractors and home-based distributors serve county clients that settle invoices on monthly cycles.

Free calculator

PO Financing Profit Calculator

See whether a purchase order is still profitable after PO financing costs.

Open the calculator

California guide

Factoring & AR Financing in San Jose, CA

How San Jose businesses use invoice factoring, AR financing and PO financing to get paid faster — local industries, costs and how to apply.

Read the guide

PO Financing in University Research Park: FAQs

Yes. University Research Park falls inside our Irvine, CA service area, and we fund companies anywhere in California. The application, verification and funding all happen online and by phone.