How quickly can a Centennial Campus business be funded?

Most Raleigh applicants are approved in 2–3 business days. Once your account is live, invoices are funded same day to 24 hours.

What does invoice factoring cost in Centennial Campus?

Typically 1%–3.5% per 30 days, with up to 95% upfront advanced. Location doesn't change pricing — your rate is set by monthly volume, your customers' credit and how quickly they pay.

Which Centennial Campus businesses use invoice factoring most?

Around Centennial Campus we see the most demand from tech & services, gov contracting companies, plus professional services firms and B2B suppliers billing on net-30 to net-90 terms.

Do I need an office in Centennial Campus to qualify?

No. What matters is that your business is US-registered and invoices creditworthy commercial or government customers. Home-based and mobile operators across Raleigh qualify on the same basis.

Can I finance invoices to customers outside North Carolina?

Yes. Your customers can be anywhere in the United States — several of our North Carolina clients invoice nationally. We assess each customer's credit, not their location.

Suburban business park · Raleigh, NC

Invoice Factoring in Centennial Campus

Sell your invoices, get paid today, and let us handle collections.

Serving Centennial Campus and all of Raleigh
Up to 95% upfront advanced, same day to 24 hours
Specialists in tech & services receivables
Approval based on your customers' credit

Advance: Up to 95% upfront
Cost: 1%–3.5% per 30 days
Funding: Same day to 24 hours

Invoice Factoring for Centennial Campus businesses

North Carolina State University's research campus south of downtown Raleigh, hosting engineering labs, government research partners and technology companies whose contract and grant billing moves on institutional rather than commercial timelines. National Invoice Factoring provides invoice factoring to companies operating in Centennial Campus, advancing up to 95% upfront so payroll, materials and growth aren't gated by your customers' payment terms.

North Carolina's wider economy runs on textiles, furniture, banking and Research Triangle tech, and Centennial Campus feeds into that supply chain. Approval here rests on your customers' credit rather than your own balance sheet, so younger companies in Raleigh qualify alongside established ones.

Everything is handled online and by phone — there's no branch to visit in Centennial Campus, and no requirement to pledge real estate. Facilities run from $25,000 to $25 million and grow as your invoicing grows.

How it works in Centennial Campus

1.Choose invoices. Select which invoices to factor — all of them or just a few big ones.
2.Verification. We confirm the invoice with your customer and run a quick credit check.
3.Same-day advance. Receive up to 95% of the invoice value by ACH or wire.
4.We collect. Your customer pays us; we send you the remaining reserve minus the factoring fee.

Why Centennial Campus companies choose National Invoice Factoring

Same-day funding for established clients
Spot factoring or full-ledger options
Free customer credit checks
Professional, relationship-friendly collections
Fuel advances and quick-pay for carriers
No long-term contracts on select programs

Who qualifies

B2B or B2G invoices for completed work
Customers with acceptable payment history
Business registered in the United States
Invoices free of other liens or able to be subordinated

What Centennial Campus businesses need to apply

Applying takes about ten minutes. Most Centennial Campus companies already have everything on this list, and nothing here affects your personal credit score.

An accounts receivable aging report
The invoices you want to factor, with proof of delivery or completion
A customer list with contact details for verification
Articles of incorporation and your EIN
A voided business check and photo ID for each owner

Centennial Campus at a glance

District	Centennial Campus
Type	Suburban business park
City	Raleigh, NC
Service	Invoice Factoring
Advance	Up to 95% upfront
Funding	Same day to 24 hours

Around Centennial Campus

Varsity Drive
Lake Raleigh
Western Boulevard

Talk to a funding advisor

Find out what you qualify for in Centennial Campus

A short conversation is enough to size a facility. No obligation, and no impact on your credit.

(929) 658-8087

Mon–Fri 8am–7pm ET

Centennial Campus sectors

Industries we fund in Centennial Campus

These are the sectors most active in this suburban business park, and the ones whose customers pay on the longest terms.

B2B Technology & Services

Paid in 30–60 days from enterprise clients

Enterprise clients impose net-60 terms on IT services, MSPs and consultancies that pay engineers every two weeks.

AR financing advances on enterprise invoices so growth isn't capped by client payment cycles.

Engineer payroll
Hardware resale
Project ramp-up

Tech & Services financing

Government Contractors

Paid in 30–90 days from federal, state and local agencies

Agencies are reliable but slow payers, and new contract awards require immediate staffing and supplies.

Government receivables financing advances against approved agency invoices, with Assignment of Claims support.

Contract mobilization
Cleared-staff payroll
Supplies & equipment

Gov Contracting financing

Worked example

What invoice factoring costs in Centennial Campus

A $50,000 invoice factored at a 90% advance and 2% per 30 days, paid by the customer on day 30.

Illustrative figures. Your advance rate and fee are confirmed in a written term sheet before you sign anything.

Invoice amount	$50,000
Advance rate	90%
Paid to you upfront	$45,000
Factoring fee at 2%	$1,000
Reserve released on payment	$4,000

You receive $49,000 of the $50,000 invoice, at a total cost of $1,000.

Compare your options

Invoice Factoring or AR Financing for your Centennial Campus business?

Both turn future customer payments into cash today. They differ in when they apply, what they fund and what they cost.

	Invoice Factoring	AR Financing
Advance	Up to 95% upfront	80%–95% of invoice value
Typical cost	1%–3.5% per 30 days	0.75%–3% per 30 days
Funding speed	Same day to 24 hours	24–48 hours after approval
Best for	Trucking, staffing, manufacturing, construction and service firms	B2B companies with creditworthy customers on 30–90 day terms

Read the full comparison

Tech & Services scenario

MSP funds engineer payroll on enterprise net-60 terms

Challenge: Enterprise clients imposed net-60 while engineers were paid every two weeks.
Solution: AR financing advanced against approved enterprise invoices.
Outcome: Hired four engineers and took on a larger managed-services contract.

Illustrative example based on a typical client situation, not a specific named client.

See the program

How it works

From application to funding in three steps

Apply in 10 minutes

Share basic company info and a recent AR aging or purchase order.

Approval in 24–72 hours

We verify your customers and send a clear term sheet — every fee disclosed.

Funded by wire or ACH

Receive your advance, typically within 24 hours of submitting invoices.

Raleigh districts

Invoice Factoring in other Raleigh districts

We cover every commercial district in Raleigh. Pick the one closest to your operation.

Business district

Blue Ridge Road Corridor

An institutional corridor west of downtown Raleigh linking a major hospital campus, the state fairgrounds, an arena and university facilities, drawing medical staffing and facility service firms that bill large institutional payers.

Suburban business park

Brier Creek

A northwest Raleigh office and flex-industrial area beside the airport and I-540, combining IT services, logistics tenants and medical offices that invoice enterprise and institutional clients on extended terms.

Industrial district

Capital Boulevard Corridor

The warehouse, auto trade and light industrial corridor stretching north from downtown Raleigh along Capital Boulevard, where distributors, contractors and freight operators extend credit to commercial buyers across the Triangle.

Commercial corridor

Crabtree Valley

A retail and office concentration along Glenwood Avenue at the Beltline in northwest Raleigh, where janitorial, security and facilities contractors serve property managers that settle invoices on monthly accounting cycles.

Business district

Downtown Raleigh

North Carolina's capital core around Fayetteville Street, combining state agencies, courts, banks and professional firms, so contractors and staffing vendors serving government and corporate tenants routinely wait on agency payment cycles.

Neighborhood

Five Points

An inner-city neighborhood north of downtown where design studios, service agencies and small contractors bill corporate and institutional clients on monthly accounts instead of collecting at the counter.

Commercial corridor

Glenwood South

A mixed office, hospitality and retail strip running north from downtown Raleigh along Glenwood Avenue, supporting service vendors, cleaning crews and staffing agencies that invoice building owners and operators monthly.

Business district

North Hills

Raleigh's midtown office and mixed-use center near the Beltline, filled with corporate tenants, consultancies and medical practices whose vendors and subcontractors bill through corporate accounts payable rather than at point of sale.

Commercial corridor

Village District

A retail and office district west of downtown near the university, where suppliers, facility contractors and staffing agencies serve shopping and institutional tenants that settle invoices on monthly terms.

Commercial corridor

Warehouse District

A rail-side cluster of converted freight warehouses on the west side of downtown Raleigh now holding design studios, software firms and small fabricators that bill corporate clients on net-30 to net-60 terms.

Raleigh metro

Towns and suburbs we fund around Raleigh

We serve the whole Raleigh metro, not just the city limits — including the towns below.

Satellite town

Angier

A Harnett County town at the southern edge of the Triangle where trade contractors, haulers and small manufacturers serve Raleigh-area projects and wait on general contractors to release payment.

Satellite town

Butner

A town north of the Triangle built around federal and state institutions, where facility contractors, guard services and support vendors invoice public agencies through appropriation-driven payment schedules.

Satellite town

Clayton

A Johnston County town on the Highway 70 corridor with pharmaceutical plants and industrial parks, where contractors, carriers and staffing providers invoice manufacturers on terms set by corporate accounts payable.

Satellite town

Creedmoor

A Granville County town north of Raleigh with light industry and construction firms that bill institutional and corporate customers across the Triangle on terms running well past job completion.

Satellite town

Franklinton

A small town north of Wake County with manufacturing and logistics tenants, where support contractors, haulers and labor agencies bill plant operators under payment cycles that outlast their own payroll.

Suburb

Fuquay-Varina

A southern Wake County town where fabrication shops, building trades and distribution businesses serve Triangle customers, financing materials and payroll ahead of commercial invoices that clear weeks later.

Suburb

Garner

A suburb southeast of Raleigh with distribution centers and food production along the Highway 70 corridor, where carriers and suppliers bill grocery and industrial accounts on extended commercial terms.

Suburb

Holly Springs

A suburb southwest of Raleigh with a growing life-sciences manufacturing base, where construction firms, technical staffing agencies and service contractors bill corporate owners on long procurement cycles.

Suburb

Knightdale

An eastern suburb on the Highway 64 corridor where warehousing, trades contractors and transport operators serve Raleigh accounts and carry costs until commercial customers clear their invoices.

Satellite town

Louisburg

A Franklin County seat on the Tar River where agricultural services, building contractors and transport firms invoice processors, institutions and county agencies long after the work is delivered.

Suburb

Morrisville

A suburb beside the airport and Research Triangle Park, dense with technology vendors, logistics operators and contract staffing firms that invoice enterprise customers under procurement cycles running a month or more.

Satellite town

Pittsboro

A Chatham County seat west of the Triangle where site contractors, utility crews and professional firms serve large new development and bill owners through engineered draw and retainage schedules.

Suburb

Rolesville

A small town northeast of Raleigh absorbing suburban growth, where trade contractors, landscaping firms and supply haulers invoice builders and homeowner associations on monthly accounts rather than on completion.

Satellite town

Sanford

A Lee County manufacturing center southwest of the Triangle where fabricators, industrial staffing agencies and transport operators invoice plant owners and distributors under corporate terms rather than on delivery.

Satellite town

Selma

A rail and highway town in Johnston County where warehousing operators, carriers and industrial contractors serve shippers moving freight along Interstate 95 and bill them on standard net terms.

Satellite town

Smithfield

A county seat at the Interstate 95 junction where distribution centers, freight carriers and food processors serve regional retailers and shippers that settle invoices on extended commercial terms.

Suburb

Wake Forest

A fast-growing town north of Raleigh along Highway 1 where homebuilders, site contractors and professional services bill developers and municipal clients through draw schedules rather than at completion.

Satellite town

Wendell

A town east of Raleigh where new residential construction, grading crews and material haulers invoice developers and general contractors on progress terms stretched by inspection and permitting timelines.

Satellite town

Youngsville

A Franklin County town on the Highway 1 corridor with industrial park tenants and building trades that invoice manufacturers and developers rather than taking payment when the work is handed over.

Satellite town

Zebulon

An eastern Wake County town with pharmaceutical and light manufacturing employers, where contract staffing agencies, maintenance contractors and carriers bill plant operators under corporate payment schedules.

Free calculator

Factoring Cost Calculator

Estimate your upfront cash, total fee and effective cost when you factor an invoice.

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North Carolina guide

Factoring & AR Financing in Raleigh, NC

How Raleigh businesses use invoice factoring, AR financing and PO financing to get paid faster — local industries, costs and how to apply.

Read the guide