Invoice Factoring for Gardere businesses
Gardere sits in the Baton Rouge metro, and we fund companies there on the same terms as the city itself. An unincorporated community south of Louisiana State University where janitorial contractors, staffing agencies and small distributors serve campus, healthcare and retail customers that pay on institutional schedules rather than on delivery.
Louisiana's wider economy runs on petrochemicals, Gulf ports and industrial construction, and Gardere feeds into that supply chain. Approval here rests on your customers' credit rather than your own balance sheet, so younger companies across the Baton Rouge metro qualify alongside established ones.
Everything is handled online and by phone — there's no branch to visit in Gardere, and no requirement to pledge real estate. Facilities run from $25,000 to $25 million and grow as your invoicing grows.
How it works in Gardere
- 1.Choose invoices. Select which invoices to factor — all of them or just a few big ones.
- 2.Verification. We confirm the invoice with your customer and run a quick credit check.
- 3.Same-day advance. Receive up to 95% of the invoice value by ACH or wire.
- 4.We collect. Your customer pays us; we send you the remaining reserve minus the factoring fee.
Why Gardere companies choose National Invoice Factoring
- Same-day funding for established clients
- Spot factoring or full-ledger options
- Free customer credit checks
- Professional, relationship-friendly collections
- Fuel advances and quick-pay for carriers
- No long-term contracts on select programs
Who qualifies
- B2B or B2G invoices for completed work
- Customers with acceptable payment history
- Business registered in the United States
- Invoices free of other liens or able to be subordinated
What Gardere businesses need to apply
Applying takes about ten minutes. Most Gardere companies already have everything on this list, and nothing here affects your personal credit score.
- An accounts receivable aging report
- The invoices you want to factor, with proof of delivery or completion
- A customer list with contact details for verification
- Articles of incorporation and your EIN
- A voided business check and photo ID for each owner






