Manufacturing cash flow in California
Raw materials, labor and machine time are paid upfront while OEM customers stretch terms to 60 or 90 days. California's economy — built on the nation's largest economy, from LA ports and apparel to Silicon Valley tech and Central Valley agriculture — depends on reliable manufacturing providers.
AR financing unlocks cash tied up in shipped orders, while PO financing can fund materials for large new contracts. We serve manufacturing companies from Sacramento to every CA city, entirely online and by phone.
Because manufacturing customers in California typically pay in 45–90 days from OEMs and distributors, approval rests on their credit rather than yours. That is what lets newer CA operators finance the same invoices as established firms.
Where California manufacturing companies put the funding
- Raw materials
- Production payroll
- Equipment uptime
- Large OEM contracts
Who qualifies
- You sell to other businesses or government agencies (B2B / B2G)
- Invoices are for completed work or delivered goods
- Customers have reasonable commercial credit
- No unresolved tax liens that prevent a first-position UCC filing
What California businesses need to apply
Applying takes about ten minutes. Most California companies already have everything on this list, and nothing here affects your personal credit score.
- An accounts receivable aging report
- A sample invoice and the matching purchase order or contract
- A list of the customers you want to finance
- Articles of incorporation and your EIN
- A voided business check and photo ID for each owner
