How much can a Virginia government contractors company receive?

Facilities range from $25,000 to $25 million and grow with your invoice volume, so the limit rises as you add customers rather than being fixed at signing.

What does accounts receivable financing cost for government contractors businesses?

Typically 0.75%–3% per 30 days, with 80%–95% of invoice value advanced. Gov Contracting files are priced on your customers' credit and their average days-to-pay.

What do Virginia government contractors companies use the funding for?

Most commonly contract mobilization, cleared-staff payroll, supplies & equipment. Government receivables financing advances against approved agency invoices, with Assignment of Claims support.

Can a new government contractors company in Virginia qualify?

Usually, yes. You sell to other businesses or government agencies (B2B / B2G) Time in business matters far less than the strength of the customers you invoice.

Gov Contracting Factoring & Financing in Virginia

Gov Contracting cash flow in Virginia

Agencies are reliable but slow payers, and new contract awards require immediate staffing and supplies. Government Contractors is one of Virginia's leading sectors, alongside an economy built on federal contracting, data centers and the Port of Virginia.

Government receivables financing advances against approved agency invoices, with Assignment of Claims support. We serve gov contracting companies from Richmond to every VA city, entirely online and by phone.

Because gov contracting customers in Virginia typically pay in 30–90 days from federal, state and local agencies, approval rests on their credit rather than yours. That is what lets newer VA operators finance the same invoices as established firms.

Where Virginia gov contracting companies put the funding

Contract mobilization
Cleared-staff payroll
Supplies & equipment
Bidding new awards

Who qualifies

You sell to other businesses or government agencies (B2B / B2G)
Invoices are for completed work or delivered goods
Customers have reasonable commercial credit
No unresolved tax liens that prevent a first-position UCC filing

What Virginia businesses need to apply

Applying takes about ten minutes. Most Virginia companies already have everything on this list, and nothing here affects your personal credit score.

An accounts receivable aging report
A sample invoice and the matching purchase order or contract
A list of the customers you want to finance
Articles of incorporation and your EIN
A voided business check and photo ID for each owner

At a glance

Program	Accounts Receivable Financing
Customer terms	30–90 days from federal, state and local agencies
Advance	80%–95% of invoice value
Cost	0.75%–3% per 30 days
Funding	24–48 hours after approval
State	Virginia (VA)

Talk to a funding advisor

Find out what you qualify for in Virginia

A short conversation is enough to size a facility. No obligation, and no impact on your credit.

(929) 658-8087

Mon–Fri 8am–7pm ET

Worked example

What gov contracting financing costs in Virginia

A $100,000 invoice financed at a 90% advance and 1.5% per 30 days, paid by the customer on day 30.

Illustrative figures. Your advance rate and fee are confirmed in a written term sheet before you sign anything.

Invoice amount	$100,000
Advance rate	90%
Paid to you upfront	$90,000
Fee at 1.5% for 30 days	$1,500
Reserve released on payment	$8,500

You receive $98,500 of the $100,000 invoice, at a total cost of $1,500.

How it works

From application to funding in three steps

01

Apply in 10 minutes

Share basic company info and a recent AR aging or purchase order.

02

Approval in 24–72 hours

We verify your customers and send a clear term sheet — every fee disclosed.

03

Funded by wire or ACH

Receive your advance, typically within 24 hours of submitting invoices.

Free calculator

Factoring Cost Calculator

Estimate your upfront cash, total fee and effective cost when you factor an invoice.

Open the calculator

Gov Contracting guide

Gov Contracting Factoring Rates: What You'll Pay

Typical factoring and AR financing rates for government contractors companies, the factors that move your price and a worked cost example.

Read the guide

Government Contractors financing in Virginia: FAQs

Yes. We fund government contractors businesses throughout Virginia, where customers commonly pay in 30–90 days from federal, state and local agencies.

AR Financing in Virginia cities

Virginia Beach, VA Norfolk, VA Chesapeake, VA Richmond, VA Newport News, VA Alexandria, VA Hampton, VA Roanoke, VA Portsmouth, VA Suffolk, VA Lynchburg, VA Harrisonburg, VA Leesburg, VA Charlottesville, VA Blacksburg, VA Danville, VA Manassas, VA

Funding programs

How Virginia gov contracting companies get funded

Accounts Receivable Financing is the usual fit for this sector, but all four programs are open to Virginia gov contracting businesses.

Accounts Receivable Financing in Virginia

Turn unpaid invoices into working capital in as little as 24 hours.

Advance: 80%–95% of invoice value
Cost: 0.75%–3% per 30 days
Funding: 24–48 hours after approval

Explore AR Financing

Purchase Order Financing in Virginia

Fund your suppliers and fulfill large orders without draining cash.

Advance: Up to 100% of supplier costs
Cost: 1.5%–6% per 30 days
Funding: 5–10 business days for first deal

Explore PO Financing

Invoice Factoring in Virginia

Sell your invoices, get paid today, and let us handle collections.

Advance: Up to 95% upfront
Cost: 1%–3.5% per 30 days
Funding: Same day to 24 hours

Explore Invoice Factoring

Freight Factoring in Virginia

Get paid for every delivered load today — not in 30 to 60 days.

Advance: Up to 97% of the load
Cost: 1.5%–4% flat per load
Funding: Same day after delivery

Explore Freight Factoring

Gov Contracting financing in other states

Alabama Arkansas Florida Georgia Kentucky Louisiana Mississippi North Carolina South Carolina Tennessee West Virginia

Government Contractors Financing in Virginia