AR Financing for Superior businesses
Superior sits in the Denver metro, and we fund companies there on the same terms as the city itself. A suburb at the US Highway 36 corridor between Denver and Boulder where technology offices, professional practices, medical providers and building contractors serve the northwest corridor and invoice corporate clients and insurers on net terms.
Colorado's wider economy runs on aerospace, energy, construction and a fast-growing tech corridor, and Superior feeds into that supply chain. Approval here rests on your customers' credit rather than your own balance sheet, so younger companies across the Denver metro qualify alongside established ones.
Everything is handled online and by phone — there's no branch to visit in Superior, and no requirement to pledge real estate. Facilities run from $25,000 to $25 million and grow as your invoicing grows.
How it works in Superior
- 1.Deliver and invoice. You complete the work or ship the goods and invoice your customer as usual.
- 2.Submit the invoice. Upload invoices through our portal. We verify them with your customer.
- 3.Receive your advance. We wire 80%–95% of the invoice value to your account, typically within 24 hours.
- 4.Get the rebate. When your customer pays, we release the remaining balance minus our fee.
Why Superior companies choose National Invoice Factoring
- No real-estate collateral or personal-asset pledges required
- Facility grows automatically as your sales grow
- Approval based on your customers' credit, not just yours
- Recourse and non-recourse options
- Credit checks and collections support included
- Doesn't add long-term debt to your balance sheet
Who qualifies
- You sell to other businesses or government agencies (B2B / B2G)
- Invoices are for completed work or delivered goods
- Customers have reasonable commercial credit
- No unresolved tax liens that prevent a first-position UCC filing
What Superior businesses need to apply
Applying takes about ten minutes. Most Superior companies already have everything on this list, and nothing here affects your personal credit score.
- An accounts receivable aging report
- A sample invoice and the matching purchase order or contract
- A list of the customers you want to finance
- Articles of incorporation and your EIN
- A voided business check and photo ID for each owner
