AR Financing for Deer Valley businesses
A north Phoenix industrial and airpark area with aerospace, defense electronics and precision manufacturing suppliers whose prime contractor and federal customers pay against milestones and inspection rather than on delivery. National Invoice Factoring provides accounts receivable financing to companies operating in Deer Valley, advancing 80%–95% of invoice value so payroll, materials and growth aren't gated by your customers' payment terms.
Aerospace & Defense Suppliers is among the sectors most active here, and it is a textbook case for AR financing: customers pay in 60–90 days from primes, while wages and suppliers do not wait. Supplier receivables financing advances on approved invoices to primes and defense contractors.
We work across Phoenix and the rest of Arizona, so a facility set up for your Deer Valley operation covers additional locations without a new application.
How it works in Deer Valley
- 1.Deliver and invoice. You complete the work or ship the goods and invoice your customer as usual.
- 2.Submit the invoice. Upload invoices through our portal. We verify them with your customer.
- 3.Receive your advance. We wire 80%–95% of the invoice value to your account, typically within 24 hours.
- 4.Get the rebate. When your customer pays, we release the remaining balance minus our fee.
Why Deer Valley companies choose National Invoice Factoring
- No real-estate collateral or personal-asset pledges required
- Facility grows automatically as your sales grow
- Approval based on your customers' credit, not just yours
- Recourse and non-recourse options
- Credit checks and collections support included
- Doesn't add long-term debt to your balance sheet
Who qualifies
- You sell to other businesses or government agencies (B2B / B2G)
- Invoices are for completed work or delivered goods
- Customers have reasonable commercial credit
- No unresolved tax liens that prevent a first-position UCC filing
What Deer Valley businesses need to apply
Applying takes about ten minutes. Most Deer Valley companies already have everything on this list, and nothing here affects your personal credit score.
- An accounts receivable aging report
- A sample invoice and the matching purchase order or contract
- A list of the customers you want to finance
- Articles of incorporation and your EIN
- A voided business check and photo ID for each owner
